--- title: "Zakat Guides — Assets, Nisab, Pensions & Islamic Giving" description: "Find practical Zakat guides by topic: calculators, gold, savings, pensions, debts, Ramadan and charitable giving. Clear answers with examples and sources." source: https://zakat-calculator.org.uk/articles retrieved: 2026-09-24T22:14:09.554Z --- The knowledge library # A clearer answer to your Zakat question. Start with the essentials, or find guidance for the assets and decisions in front of you. [New to Zakat? Start here →](https://zakat-calculator.org.uk/how-to-calculate-zakat) Find your next step ## Start with your situation Follow a short path through the guidance. Each question leads to a useful next page. [Browse every guide ↓](https://zakat-calculator.org.uk/articles#all-guides) ### I am working out Zakat for the first time Start with the annual assessment, then check the threshold before entering your figures. ### I am unsure which assets count Find guidance for common UK holdings and check the method that applies to each. ### I have debts or a mortgage Separate existing liabilities from future payments before making a deduction. ### I need to make a Ramadan payment Fitrana, fidya and kaffarah are different obligations; establish which applies first. ### I want to understand the method and giving See what can change your estimate, then check the charity and payment route you choose. ## All guides and calculators Find a guideTopicAll topicsCalculatorsZakat essentialsAssets & debtsRamadanGiving 57 guides and calculators [GivingCan I give Zakat abroad?Giving Zakat overseas requires attention to recipient eligibility, the rules on transferring Zakat and a trustworthy distribution process.Read guide ↗](https://zakat-calculator.org.uk/zakat-abroad)[Zakat essentialsCan I pay Zakat in monthly instalments?Monthly payments may be made in advance under approaches that permit advance Zakat, with the appropriate intention and conditions.Read guide ↗](https://zakat-calculator.org.uk/pay-zakat-in-instalments)[GivingCan Zakat fund medical treatment?Medical assistance can help eligible people, but Zakat eligibility depends on the recipient and the distribution arrangement.Read guide ↗](https://zakat-calculator.org.uk/zakat-eligible-medical-treatment)[GivingCan Zakat go to family members?Some eligible relatives can receive Zakat, but maintenance obligations and scholarly differences matter.Read guide ↗](https://zakat-calculator.org.uk/can-zakat-go-to-family)[Zakat essentialsDua for Zakat — SupplicationsThe dua said when paying Zakat and what the recipient says in return. Arabic text, transliteration, and translation of the Prophetic supplication for Zakat.Read guide ↗](https://zakat-calculator.org.uk/zakat-dua)[RamadanFidya and kaffarah: understand the differenceUK charities set fidya at £4–£7 per missed fast and kaffarah at £240–£420 in 2026. Learn which, if either, applies before you pay.Read guide ↗](https://zakat-calculator.org.uk/fidya-kaffarah)[CalculatorsFidya calculator: check your feeding estimateEstimate fidya with editable inputs, a transparent formula and clear next steps. Confirm the relevant religious conditions before making a payment.Read guide ↗](https://zakat-calculator.org.uk/fidya-calculator)[CalculatorsFitrana calculator: check your feeding estimateEstimate fitrana with editable inputs, a transparent formula and clear next steps. Confirm the relevant religious conditions before making a payment.Read guide ↗](https://zakat-calculator.org.uk/fitrana-calculator)[GivingGift Aid and Zakat: UK donor rulesUnderstand the 25% Gift Aid uplift, tax eligibility and why it does not reduce the Zakat amount you need to give.Read guide ↗](https://zakat-calculator.org.uk/gift-aid-zakat)[CalculatorsGold Zakat calculator: weight and purityEstimate gold with editable inputs, a transparent formula and clear next steps. Confirm the relevant religious conditions before making a payment.Read guide ↗](https://zakat-calculator.org.uk/gold-zakat-calculator)[Zakat essentialsHawl explained: your lunar Zakat anniversaryFind your Zakat date and understand why balance changes and new receipts need a consistent method.Read guide ↗](https://zakat-calculator.org.uk/hawl-explained)[Zakat essentialsHistory of Zakat — Mecca to Modern EraHistory of Zakat: from revelation in Mecca and Medina community rules to classical Islamic welfare systems and modern Zakat calculation in the UK.Read guide ↗](https://zakat-calculator.org.uk/history-of-zakat)[Zakat essentialsHow to calculate Zakat: a practical UK guideZakat is 2.5% of net eligible wealth once it reaches nisab and a lunar year passes. A step-by-step UK method with a worked £12,000 example and checklist.Read guide ↗](https://zakat-calculator.org.uk/how-to-calculate-zakat)[CalculatorsHow to choose a Zakat calculator in the UKA useful Zakat calculator explains its method, price dates, supported assets and limitations.Read guide ↗](https://zakat-calculator.org.uk/best-zakat-calculator-uk)[Zakat essentialsHow to pay Zakat in the UKEstimate your obligation using GBP values for the relevant date, make the appropriate intention and give through a route that reaches eligible recipients.Read guide ↗](https://zakat-calculator.org.uk/how-to-pay-zakat-uk)[CalculatorsKaffarah calculator: check your feeding estimateEstimate kaffarah with editable inputs, a transparent formula and clear next steps. Confirm the relevant religious conditions before making a payment.Read guide ↗](https://zakat-calculator.org.uk/kaffarah-calculator)[RamadanLaylat al-Qadr — Zakat on Night of PowerLaylat al-Qadr is better than a thousand months. Give Zakat or Sadaqah in the last ten odd nights of Ramadan. Can I pay Zakat early? What is the Night of Power?Read guide ↗](https://zakat-calculator.org.uk/laylat-al-qadr)[Zakat essentialsMissed Zakat: calculate and pay previous yearsA practical guide to reconstructing unpaid Zakat using historical asset values, relevant nisab prices and records of earlier payments.Read guide ↗](https://zakat-calculator.org.uk/missed-zakat)[GivingMuslim charity giving: World Aid NetworkLearn about World Aid Network’s medical and relief work, its current registration status and what to check before giving Zakat or Sadaqah.Read guide ↗](https://zakat-calculator.org.uk/muslim-charity)[Zakat essentialsNiyyah for Zakat — Intention RulesNiyyah for Zakat must be made at the time of giving — in any language, silently or aloud. Learn the correct intention formula and common mistakes.Read guide ↗](https://zakat-calculator.org.uk/zakat-intention-niyyah)[Zakat essentialsOur Zakat calculation method and sourcesSee the calculator’s inputs, formulas, price source, limitations and privacy behaviour.Read guide ↗](https://zakat-calculator.org.uk/calculation-methodology)[GivingSadaqah Jariyah: giving with a lasting benefitSadaqah Jariyah refers to ongoing charity whose benefit continues.Read guide ↗](https://zakat-calculator.org.uk/sadaqah-jariyah)[GivingSadaqah vs Zakat — DifferencesZakat is obligatory 2.5% wealth charity above Nisab annually. Sadaqah is voluntary charity given anytime. Read the full comparison guide.Read guide ↗](https://zakat-calculator.org.uk/sadaqah-vs-zakat)[CalculatorsSilver Zakat calculator: weight and purityEstimate silver with editable inputs, a transparent formula and clear next steps. Confirm the relevant religious conditions before making a payment.Read guide ↗](https://zakat-calculator.org.uk/silver-zakat-calculator)[Zakat essentialsTypes of Zakat and related Islamic givingAnnual wealth Zakat, Zakat al-Fitr and other forms of religious giving have different bases and conditions.Read guide ↗](https://zakat-calculator.org.uk/types-of-zakat)[Zakat essentialsWhat if you have not paid Zakat?Understand missed Zakat, why an unpaid obligation needs attention and practical steps for checking and settling previous years.Read guide ↗](https://zakat-calculator.org.uk/what-happens-if-you-dont-pay-zakat)[Zakat essentialsWhat is nisab? Today’s gold and silver value in £Nisab is the minimum wealth before Zakat is due: 612.36g of silver or 87.48g of gold. See today’s value in pounds with its date, and how to choose.Read guide ↗](https://zakat-calculator.org.uk/nisab)[GivingWhat is Sadaqah? — Voluntary CharitySadaqah is voluntary charity in Islam — any act of giving for the sake of Allah. Learn the meaning, the types, and how Sadaqah differs from Zakat.Read guide ↗](https://zakat-calculator.org.uk/sadaqah)[Zakat essentialsWhat is Zakat? Meaning, calculation and recipientsZakat is an obligatory form of giving in Islam.Read guide ↗](https://zakat-calculator.org.uk/about-zakat)[Zakat essentialsWhen to pay Zakat: your annual dateAnnual wealth Zakat is normally paid when it becomes due on your lunar anniversary.Read guide ↗](https://zakat-calculator.org.uk/when-to-pay-zakat)[GivingWho can receive Zakat? The eight categoriesQuran 9:60 identifies eight categories for Zakat.Read guide ↗](https://zakat-calculator.org.uk/who-can-receive-zakat)[Zakat essentialsWho must pay Zakat, and when is it not due?Whether Zakat is due depends on eligible ownership, nisab, timing and the applicable scholarly rules.Read guide ↗](https://zakat-calculator.org.uk/who-is-exempt-from-zakat)[RamadanZakat al-Fitr 2026 UK: £4 to £7 per person by charityUK charities set Fitrana for Ramadan 2026 at £4 to £7 per person: NZF £7, Human Appeal £5, Penny Appeal £4. Compare published rates and pay the right amount.Read guide ↗](https://zakat-calculator.org.uk/zakat-al-fitr-2026)[RamadanZakat al-Fitr: who pays, how much and whenUnderstand Fitrana, the per-person assessment and why it is separate from annual wealth Zakat.Read guide ↗](https://zakat-calculator.org.uk/zakat-al-fitr)[Assets & debtsZakat and UK student loansDistinguish the headline loan balance from required income-linked repayments.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-student-loan)[CalculatorsZakat Calculator UK — Gold, Savings, Shares & PensionsCalculate your Zakat in GBP with a free detailed calculator. Add assets and permitted debts, check gold or silver nisab, and review your 2.5% estimate.Read guide ↗](https://zakat-calculator.org.uk/zakat-calculator)[Zakat essentialsZakat FAQs — Clear Answers on Assets, Nisab & GivingFind clear answers to common UK Zakat questions about savings, gold, pensions, shares, mortgages and Ramadan giving, with links to detailed guides.Read guide ↗](https://zakat-calculator.org.uk/zakat-faq)[Zakat essentialsZakat for new Muslims: where to beginStart by identifying the eligible wealth you own, the relevant nisab and when your Zakat anniversary begins under the guidance you follow.Read guide ↗](https://zakat-calculator.org.uk/zakat-for-new-muslims)[RamadanZakat in Ramadan: timing and preparationRamadan is a popular time to give Zakat, but your annual wealth obligation follows its relevant lunar anniversary.Read guide ↗](https://zakat-calculator.org.uk/ramadan-zakat)[Zakat essentialsZakat methods that can change your calculationCompare the choices behind silver or gold nisab, jewellery, pensions, shares and debt deductions before using a UK Zakat calculator.Read guide ↗](https://zakat-calculator.org.uk/zakat-method-choices)[Zakat essentialsZakat nisab 2026 UK: today’s value and monthly tableToday’s gold and silver nisab in pounds, with a dated table of 2026 month-start values, prices per gram, a CSV download and how to pick the right date.Read guide ↗](https://zakat-calculator.org.uk/zakat-nisab-2026)[Assets & debtsZakat on business assets: stock, cash and receivablesAssess trading assets separately from operating equipment, with a practical business worksheet.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-business)[Assets & debtsZakat on buy-to-let property and retained rentUnderstand Zakat on retained rental income, buy-to-let property, receivables and permitted mortgage deductions.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-buy-to-let)[Assets & debtsZakat on cryptocurrency and digital tokensCryptocurrency can be zakatable, but tokens are not all alike.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-crypto)[Assets & debtsZakat on debt: which liabilities can you deduct?Debts can reduce Zakat, but not every future bill or a whole mortgage balance. Which UK liabilities to deduct, how scholars differ and what to record.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-debt)[Assets & debtsZakat on gold: weight, purity and jewelleryGold is zakatable at 2.5% of its value when your wealth meets nisab. Value it by weight and carat on your Zakat date; schools differ on personal jewellery.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-gold)[Assets & debtsZakat on inheritance: ownership and timingInherited wealth may become part of your Zakat assessment once the relevant ownership and control conditions are met.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-inheritance)[Assets & debtsZakat on ISAs: cash, shares and Lifetime ISAsThe ISA wrapper does not settle Zakat treatment. Identify the holdings and use a consistent asset method.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-isa)[Assets & debtsZakat on jewellery: why scholarly rulings differUnderstand personal-use gold and silver, ownership, stones and valuation before using a calculator.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-jewellery)[Assets & debtsZakat on pensions: SIPPs, workplace and final salary schemesNZF applies Zakat to the eligible assets inside DC pensions and SIPPs, e.g. 27% of an equity fund × 2.5%. How workplace, SIPP and final salary schemes differ.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-pension)[Assets & debtsZakat on Premium Bonds: capital and prizesSeparate the value of your holdings from the religious treatment of prize income.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-premium-bonds)[Assets & debtsZakat on property: homes, rentals and trading stockProperty is assessed according to ownership and purpose.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-property)[Assets & debtsZakat on salary: assess what you still ownSalary is normally assessed as part of the cash and other eligible wealth you own on your Zakat date.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-salary)[Assets & debtsZakat on savings and cash accountsSavings, current accounts and cash ISAs count towards Zakat. Above nisab for a lunar year, pay 2.5% of the net total: £10,000 of savings means £250.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-savings)[Assets & debtsZakat on silver: bullion, jewellery and purityCalculate the value of silver and understand the 612.36g nisab convention used on this site.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-silver)[Assets & debtsZakat on stocks, shares and investment fundsTrading shares are assessed at full market value; long-term holdings can use your share of the company’s zakatable assets. UK methods, ISAs and examples.Read guide ↗](https://zakat-calculator.org.uk/zakat-on-stocks)[Assets & debtsZakat with a mortgage: assets and principal repaymentsUnderstand why your home, mortgage balance and repayment schedule are separate parts of a Zakat assessment.Read guide ↗](https://zakat-calculator.org.uk/zakat-with-mortgage) No matching guides. Try a broader term or choose all topics.