---
title: "Zakat Calculator UK — Free, With Today’s Nisab in £"
description: "Free UK Zakat calculator: add cash, savings, gold, shares and pensions, subtract debts due and see your 2.5% against today’s dated gold or silver nisab."
source: https://zakat-calculator.org.uk/
retrieved: 2026-09-24T22:14:09.570Z
---
A free tool from World Aid Network
# Zakat calculator UK.
Clarity for your giving.

Zakat is 2.5% of your net eligible wealth — cash, savings, gold, silver, shares and business stock, minus debts due now — once it reaches nisab and you have held it for a lunar year.

Nisab on 24 September 2026: £953.63 using silver (612.36g at £1.557/g) or £9,104.45 using gold (87.48g at £104.07/g).

Start with a quick estimate in pounds. Use the full calculator for gold by weight, investments, pensions and a detailed breakdown.
[Open the full calculator ↗](https://zakat-calculator.org.uk/zakat-calculator) No account neededClear calculation methodSources you can check [How the calculation works →](https://zakat-calculator.org.uk/calculation-methodology) -
## Quick Zakat estimate

Silver nisab: £953.63 · 24 September 2026
Cash & savings £ Gold & silver value £ Short-term debts due now £ My lunar Zakat anniversary is due. Estimated Zakat (2.5%) —
Enter your balances and confirm your Zakat anniversary.
[Review in the full calculator →](https://zakat-calculator.org.uk/zakat-calculator) 2.5%Usual annual rate on eligible wealthNisabCheck the threshold for your dateOne lunar yearConfirm your hawl anniversary Know what to include
## Different assets.
A clearer calculation.
[Explore all guides →](https://zakat-calculator.org.uk/articles)[01Cash & savingsBank accounts, cash ISAs and money you hold.↗](https://zakat-calculator.org.uk/zakat-on-savings)[02Gold & jewelleryValue your gold, account for purity and understand the different rulings.↗](https://zakat-calculator.org.uk/zakat-on-gold)[03Shares & pensionsFind the right approach for your investments and pension scheme.↗](https://zakat-calculator.org.uk/zakat-on-pension)[04Business & debtsIdentify eligible stock, receivables and permitted deductions.↗](https://zakat-calculator.org.uk/zakat-on-business) The essentials
## How much Zakat
should I pay?

For cash and similar assets, the usual calculation is 2.5% of net eligible wealth once the relevant nisab and hawl conditions are met.
Pick your Zakat date. Use the lunar anniversary of when your wealth first reached nisab.
- Add eligible assets. Cash, savings, gold and silver, shares, crypto, business stock and money owed to you that you expect to recover.
- Subtract debts due now. Deduct bills and repayments currently due, not the whole of a long-term loan such as a mortgage.
- Compare with nisab and apply 2.5%. If the net total is at or above nisab, Zakat is 2.5% of the whole net amount.
[Read the complete calculation guide →](https://zakat-calculator.org.uk/how-to-calculate-zakat)A worked exampleEligible assets£12,000Permitted deductions− £2,000Net eligible wealth£10,000Zakat at 2.5%£250
Illustrative figures. This assumes the applicable nisab and lunar-year conditions are met.
![Eye surgery programme featured by World Aid Network](https://zakat-calculator.org.uk/images/wan-eye-surgery.webp)About the publisher
## Practical guidance.
Purposeful giving.

This calculator is published by World Aid Network, whose work includes supporting access to medical care. Calculation guidance explains its sources and assumptions so you can make informed decisions.

Before choosing where to give, check an organisation’s identity, Zakat distribution process, donation policy and current programme details.
[About World Aid Network](https://zakat-calculator.org.uk/muslim-charity)[Read the donation policy →](https://zakat-calculator.org.uk/100-percent-policy) Questions, answered
## Before you calculate

Clear answers to common starting points. For unusual assets or a personal ruling, speak with a qualified scholar.
[More Zakat questions →](https://zakat-calculator.org.uk/zakat-faq)
### How do I calculate Zakat?
Add eligible assets, subtract permitted liabilities, compare the net balance with your chosen nisab and check the lunar-year condition. For cash and similar wealth, the usual rate is 2.5% of the whole net eligible amount.
### What is the nisab for Zakat?
Nisab is the minimum wealth before Zakat is due. This calculator uses 612.36g of silver or 87.48g of gold multiplied by a dated GBP price per gram, so the pound value changes daily; today’s figure is shown at the top of this page. Another recognised weight convention uses 595g silver and 85g gold.
### How much Zakat is due on £10,000?
£250, if £10,000 is your net eligible wealth and the applicable nisab and hawl conditions are met. The calculation is £10,000 × 0.025. A balance alone does not establish whether Zakat is due.
### Is this calculator free to use?
Yes. There is no fee or account requirement. The full calculator can save inputs in your browser. A save link contains readable financial information, so only share it with someone you trust.
### Does Zakat have to be paid in Ramadan?
Your Zakat anniversary determines when annual wealth Zakat becomes due. Ramadan is a popular time to give, but an earlier obligation should not be postponed just to reach Ramadan. Advance payment has its own conditions.
## Ready to work out your Zakat?

Bring your balances. We’ll help with the arithmetic.
[Calculate your Zakat →](https://zakat-calculator.org.uk/zakat-calculator)