---
title: "Zakat on cryptocurrency and digital tokens"
description: "Cryptocurrency can be zakatable, but tokens are not all alike."
source: https://zakat-calculator.org.uk/zakat-on-crypto
retrieved: 2026-09-24T22:14:09.604Z
---
Practical Zakat guidance
# Zakat on cryptocurrency and digital tokens

Cryptocurrency can be zakatable, but tokens are not all alike.

By [World Aid Network](https://zakat-calculator.org.uk/about)·Updated 8 September 2026·3 min read·[How we check guides](https://zakat-calculator.org.uk/editorial-policy)
[Calculate your Zakat →](https://zakat-calculator.org.uk/zakat-calculator) The quick answer
Cryptocurrency can be zakatable, but tokens are not all alike. NZF treats coins used as currency and assets bought for resale as eligible at their market value; other tokens depend on what they represent. Convert eligible holdings to GBP on your assessment date and avoid double-counting wrapped or deposited assets.
![A wooden box of banknotes beside an open ledger](https://zakat-calculator.org.uk/images/topics/investments-720.webp)
## Identify each holding

List wallets and exchange accounts, the assets held, quantities and your actual ownership. A token representing a different asset needs the treatment appropriate to what it represents. NFTs, tokenised securities and protocol positions cannot all be classified solely by calling them “crypto”.

## Value consistently

Use a reliable price for the Zakat date and keep the source and time. NZF’s published approach generally assesses currency-like coins and holdings bought to resell at market value. Other tokens require examination of their nature. The calculation does not certify the permissibility of the asset or activity.

## Avoid double-counting in DeFi

If you deposit an asset and receive a token representing the same position, counting both at full value can duplicate your wealth. Locked, disputed, lost-key or inaccessible holdings require specific advice. Rewards that you do not yet own or cannot claim should not automatically be treated as available cash.

## A worked example

Suppose eligible digital assets are valued at £3,000 and you hold £4,000 other eligible assets. With £500 permitted debts, net wealth is £6,500. When the relevant nisab and hawl conditions are met, £6,500 × 0.025 = £162.50.

Record interest-like or otherwise impermissible income separately where disposal is required; it is not automatically an offset against Zakat.

## Sources & calculation method

These sources inform this guide. A linked source does not endorse this site, and its publication date may differ from this page’s update date.
- [NZF: Zakat on cryptocurrencies](https://nzf.org.uk/knowledge/zakat-on-cryptocurrencies/)
- [Islamic Relief UK: cryptocurrency guidance](https://www.islamic-relief.org.uk/giving/islamic-giving/zakat/zakat-and-cryptocurrency/)

Scholarly methods can produce different results. See [the method choices that affect a Zakat estimate](https://zakat-calculator.org.uk/zakat-method-choices) and [our editorial policy](https://zakat-calculator.org.uk/editorial-policy). This is educational guidance, not a personal ruling or a claim of named scholarly review.

To cite this guide: “Zakat on cryptocurrency and digital tokens”, World Aid Network, updated 8 September 2026, https://zakat-calculator.org.uk/zakat-on-crypto